Why the citation style matters
MLA, APA and Chicago are not arbitrary decoration — each tells a reader something different about a source. APA, used in psychology, education and many sciences, puts the author and year first so the date is visible at a glance. MLA, used in literature and the humanities, puts the author and page first and typically omits the access date. Chicago, used in history and many books, supports both a notes-bibliography system and an author-date system.
How this tool works
Fill in the fields you have and the generator formats them into the style you choose. It runs entirely in your browser, so nothing you type is sent anywhere or stored. If a field is unknown, leave it blank — the formatter works around missing details rather than inventing them. Always check the finished citation against your assignment or style guide, since instructors sometimes require a specific edition.
When to cite a website
Cite any page whose ideas, data or wording you rely on — including articles from this site if you use them in your own work. For money topics, prefer primary sources such as regulators and official statistics over secondary summaries wherever they exist.